Tree Surgeon Insurance

Why do Tree surgeons need insurance?

Insurance is crucial for tree surgeons because your work involves significant risks, including operating dangerous equipment, working at heights, and dealing with unpredictable natural elements like falling branches or unstable trees. Accidents can lead to serious injuries, property damage, or even legal claims from clients or bystanders. With proper insurance, such as public liability, professional indemnity, and personal injury cover, tree surgeons can protect themselves financially against unexpected events. It not only safeguards their livelihood but also builds trust with clients, who are more likely to hire professionals that are insured and prepared for any eventuality.

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Which types of insurance can we offer for Tree Surgeons?

Tree surgeons need various types of insurance to protect themselves and business.

 

Public Liability insurance

Public Liability Insurance is essential, covering claims for injury or damage to third parties. Public liability insurance is essential for tree surgeons as it protects them against claims made by the public for injury or property damage. In the course of their work, tree surgeons face risks such as falling branches or equipment accidents, which could result in costly lawsuits. Having this insurance not only safeguards their finances but also enhances their professional credibility. By investing in public liability insurance, tree surgeons can focus on their work with peace of mind, they are covered in case of unforeseen incidents.

 

Employers' Liability insurance

Can be legally required if you employ staff, protecting against claims from employees who may get injured while working.

 

Tools and Plant insurance

Our tools and plant insurance safeguards your equipment, while Hired in Plant covers rented machinery.

 

Personal Injury insurance

Covers against injuries sustained while working

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Professional Indemnity insurance

Professional Indemnity insurance is crucial for protecting against claims of negligence or inadequate advice.

 

Legal Expenses insurance

Helps cover the costs of legal disputes, ensuring you’re prepared any unexpected challenges.

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We also offer many other types of coverages which may be suitable to you - feel free to ask us and see how we can help 

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Why Choose Us?

Choosing tree surgeon insurance through us means you’re prioritising your safety and peace of mind. Our tailored policies are designed to meet the unique needs of tree care professionals, ensuring you have the coverage you need when you need it most. With competitive rates and dedicated support, we’re here to help you navigate your insurance options effortlessly. Trust us to protect your business, so you can focus on what you do best – caring for trees and land. Carry out your tree surgery work with confidence, knowing you have the coverage in place.​

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How much does tree surgeon insurance cost?

Insurance costs can completely vary in this sector as there isn't a one size fits all policy. As trees differ greatly, we understand that your business does too. 

There are several factors which insurers consider when reviewing and calculating the premiums you are offered, such as:

• The risks involved in your tree surgery work

• How often your business operates

• The size of your tree surgery business (employees and business premises)

• The policy excess you’re willing to pay

• Whether you plan to pay for the policy upfront, or in monthly instalments

• The types and level of cover you opt for

We will provide a bespoke quotation for you once we have discussed your demands and needs going forward.

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Who do we work with?

We can work with all types of clients in order to assist them with finding a suitable policy for your business - we have experience ranging from sole traders to large organisations across the UK which means we understand the challenges faced at every level of the industry - we're comfortable working with sole self employed companies and multi-staffed businesses.

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How do tree surgeon insurance claims work?

If the time comes where you do need to make a claim on your insurance, we're here to guide you through the process to help you get your claim settled as quickly as possible. Here are some quick steps to follow in order to ensure this is undertaken as smoothly as possible.

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1. Firstly, find your insurance documents and make sure you have all your information at hand, including your policy number so we can locate your information

2. Call our team on 02070787540 and explain the occurrence that has occurred

3. Provide any photos or evidence of the incident to help us understand the situation at hand

 

Do I need to tell you if I purchase more equipment?

Yes, if you have/want equipment insurance, you would need to advise us if any more equipment needs to be added to the policy.​

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What types of tree work can our insurance cater for?

Our wide ranging insurance policies can cover many types of tree work all throughout the year. This would include pruning, shaping, limb removal and felling.

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What height can I work at within my tree surgeon insurance policy?

This will need to be assessed at the quotation stage, or throughout the policy if this needs to be amended - please contact us to discuss this and we can tailor your policy to suit your needs.

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Can I pay for my insurance in instalments through Arborist Business Cover?

Yes, we can offer a premium finance facility in order to provide you with a monthly instalment option​ - please ask us for further details.

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Other Trades

If you're looking for other trades cover within the sector, such building / construction please view our construction trades page - Click Here